Use Your Dental Insurance Before It Expires

Did you know a healthy smile relies on more than just your toothbrush and floss? The American Dental Association also recommends you visit your family dentist in Waterbury every 6 months for a cleaning and checkup. If you’re like one-third of Americans, you probably didn’t see your dentist last year. If you’re worried about a large bill, you have nothing to fear if you have dental insurance. You can get the routine care you need for minimal out-of-pocket expense, but if you don’t act fast, you could lose the opportunity. As the end of the year approaches, you’re about to lose your dental benefits.

Don’t Lose It. Use It.

Two-thirds of Americans now have private dental insurance; however, less than 3% of people meet or exceed their annual allowance each year. Let’s face it, dental coverage can be confusing. Often, people believe they can’t afford to go to the dentist, even with their benefits, but this is untrue.

Dental insurance focuses on prevention to keep your teeth and gums healthy. This reduces your long-term oral health expenses. In fact, every $1 spent on prevention can save you $8 to $50 on restorative or emergency care. Your policy makes it easy to get routine cleanings and checkups for little to no out-of-pocket cost by paying your monthly premiums.

Even with the best prevention, complications can still arise. Your policy gives you an annual allowance to use toward your dental care after paying your yearly deductible. This can significantly reduce the amount you pay for common treatments, like fillings, crowns, and extractions.

Unfortunately, at the end of the calendar year, your benefits will expire. Any coverage you have not used will not carry over into the new year and you won’t be reimbursed. Now is the time to schedule an appointment with your dentist in Waterbury to get the healthy smile you deserve for reduce rates.

Maximize Your Dental Benefits

Your insurance carrier recommends you choose an in-network dentist because they have pre-negotiated rates, but you still have the freedom to visit any location that accepts your coverage. Whether you’re in-network or not, your dentist will work on your behalf with your insurance carrier, so you have one less thing to worry about. They will file the necessary claims and paperwork to reduce the amount you need to pay. If you owe any remaining balance, they will help you find the solutions you need to keep your treatments affordable, like using CareCredit.

If you have dental benefits remaining, don’t waste them. Contact your dentist today to maximize the value of your policy before the year ends.

About Waterbury Smiles

Dr. Marini and Dr. Mancini are committed to delivering high-quality care to the community. Our team works with many leading insurance carriers to keep our services affordable. We also accept a variety of payment options, so nothing stands in your way of achieving a healthy smile. If you need an appointment before the end of the year, contact our office today.